LifeLock

Su identidad está bajo ataque todos los días. Si usted usa la Internet, hace compras en línea, tiene una tarjeta de crédito, o cuentas bancarias, su información personal puede ser robada por criminales en cualquier momento. Y puede que usted no se dé cuenta, hasta que sea muy tarde.

Afortunadamente, LifeLock lo protege contra el fraude de crédito y lo alerta cuando su información está siendo utilizada para aplicar por servicios inalámbricos, crédito del comercio, servicios públicos, órdenes de cheque, préstamos de casa, préstamos para automóvil, préstamos contra su cheque del trabajo que no son créditos y más.

LifeLock protege su identidad contra el robo antes de que ocurra. Y todo está respaldado por la garantía de servicio de LifeLock de $1,000,000. Proteja su identidad hoy e inscríbase ya.

LifeLock

Your identity is under attack every day. If you use the web, shop online, have a credit card, or bank accounts, your personal information can be stolen by criminals at any moment. And you might not realize it, until it’s too late.

Thankfully, LifeLock protects you against credit fraud and alerts you whenever your information is being used to apply for wireless services, retail credit, utilities, check orders/reorders, mortgage loans, auto loans, non-credit related payday loans and more.

LifeLock protects your identity from being stolen before it happens. And it’s all backed by LifeLock’s $1,000,000 service guarantee. Protect your ID today and enroll now.

• LifeLock Identity Alert™ System – provides early notification by e-mail, postal mail, and/or phone whenever they detect your personal information being used to apply for many forms of credit or services
• WalletLock™ helps cancel and replace the contents of a lost or stolen wallet
• eRecon™ patrols the web and notifies you of illegal selling or trading of your information
• TrueAddress™ notifies you when a change of address is requested in your name
• Free annual credit reports from the three major credit-reporting agencies
• Fewer pre-approved credit card solicitations
• 24-hour customer service
• $1 million total service guarantee

STATISTICS

Identity theft is one of the fastest growing crimes in the nation. Victimizing nearly 10 million Americans in 2008 at a cost of $48 billion, the number of identity theft victims rose 22% over the previous year. That’s another identity stolen every three seconds. -Javelin Strategy & Research. “2009 Identity Fraud Survey Report.” February 2009

Identity theft increased 22% in 2008, affecting nearly 10 million Americans at a cost of $48 billion to consumers and businesses. -Javelin Strategy & Research. “2009 Identity Fraud Survey Report.” February 2009

Last year, identity theft complaints received by the FTC increased 21%. - Federal Trade Commission. - “Consumer Sentinel Network Data Book for January – December 2008.” February 26, 2009

Identity theft affects a significant portion of the population and will continue to rise:

• 33,627,587 records containing sensitive information were involved in security breaches in 2008. - DataLossDB.org.
• Identity theft affected 4.32% of the U.S. population in 2008. - Javelin Strategy & Research. “2009 Identity Fraud Survey Report.” February 2009

Get identity theft protection backed by a $1 million service guarantee. Reduce credit card offers and junk mail, early notification of identity threats, and get one annual free credit report from 3 major credit bureaus.

LIFELOCK

Identity theft is one of the fastest growing crimes in the nation. LifeLock, the leader in identity theft protection, works proactively to help protect your identity – even if your information falls into the wrong hands. If you become a victim of identity theft while a member of LifeLock due to a failure in their service, they will spend up to $1 million to cover the cost for lawyers, investigators, case manager, but not any direct losses as a result of the theft.

The advanced LifeLock Identity Alert™ system provides you broader identity coverage, greater control, and early notification of both credit and non-credit related identity threats. This robust system alerts you by email, postal mail, and/or phone anytime LifeLock detects your personal information being used to apply for many forms of credit cards, wireless services, retail credit, utilities, check orders/reorders, mortgage loans, auto loans, and non-credit related payday loans. If the application is fraudulent, the remediation team will take action to help protect your good name.

LifeLock requests a copy of your free annual credit report from the three major credit-reporting agencies so you can review them for discrepancies. LifeLock also helps reduce junk mail and removes you from the pre-approved credit offer lists. LifeLock also provides online access to a member portal and direct anytime access to Member Service Representatives.

Highlights

• LifeLock Identity Alert™ System – provides early notification by email, postal mail, and/or phone whenever they detect your personal information being used to apply for many forms of credit or services
• WalletLock™ helps cancel and replace the contents of a lost or stolen wallet
• eRecon™ patrols the web and notifies you of illegal selling or trading of your information
• TrueAddress™ notifies you when a change of address is requested in your name
• Free annual credit reports from the three major credit-reporting agencies
• Fewer pre-approved credit card solicitations
• 24-hour customer service
• $1 million total service guarantee – as a LifeLock member, if you become a victim of identity theft because of a failure in their service, they will help you fix it at their expense, up to $1,000,000

Over 10 million Americans will be victims of identity theft this year. With LifeLock, you will see a reduction of junk mail and pre-approved credit card offers. And your identity is backed up by a $1 million service guarantee.

LIFELOCK FAQs

Q. How big a problem is Identity theft?
A. According to the FTC, identity theft is the fastest growing crime in America. Roughly 10 million Americans have their personal information stolen and misused in some way every year, costing consumers $5 billion and businesses $48 billion annually.

Q. How do I access my account after enrollment?
A. If you need to make a change to your account, contact client services at the designated 800 number.

Q. Do I have to give all my credit card numbers to you when I sign up?
A. No, LifeLock does not prevent anyone from using your existing accounts. However, those accounts would be covered through the guarantee. Through the information you provide, LifeLock will alert you when anybody other than yourself tries to open new lines of credit. LifeLock suggests you place all your account numbers in a secure place if your wallet or purse is stolen. In such a case give LifeLock a call and LifeLock can help contacting the credit card companies to cancel the stolen cards and reissue new ones.

Q. Can I obtain my credit score through your service?
A. While receiving one free credit report from each bureau each year is part of the standard LifeLock service, your credit score in not included. By law you are allowed one free credit report a year but you would have to initiate the request through the bureaus yourself in order to obtain an actual credit score. If you wish to obtain additional credit reports those too would also need to be obtained directly from the bureaus.

LIFELOCK

Más de 10 millones de personas en los Estados Unidos serán víctimas de robo de identidad este año. LifeLock es la primera compañía en prevenir la ocurrencia de robo de identidad. LifeLock ha diseñado un programa que garantiza la prevención del robo de identidad, y tiene una garantía de servicio de $1 millón.

Si le llegan a robar la identidad mientras que usted es miembro, nosotros le arreglaremos el problema. Punto. No importa lo que tengamos que hacer. No importa lo que cueste (hasta $1 millón). Su única obligación es informarnos dentro de 30 días del primer descubrimiento del robo. Usted debe ser, y haber sido continuamente, un miembro cuando su identidad sea robada y cuando lo reporte a nosotros.

LifeLock pondrá y mantendrá alertas de fraude en los reportes de crédito de los miembros. Estas alertas tienen una duración de 90 días, y en tal momento nosotros las renovamos automáticamente. Los Miembros reciben una copia de cada uno de estos reportes una vez al año por parte de las agencias para que ellos puedan asegurar que la información que los acreedores están usando para juzgar que el mérito del crédito es verdadera y correcta. Estos reportes de crédito le mostrarán las alertas exponiendo que cualquiera que tenga acceso a un reporte del Miembro debe llamarlo antes de tomar cualquier decisión crediticia. Los miembros también notarán una disminución dramática en la cantidad de correo basura y ofertas de tarjetas de crédito previamente aprobadas que le llegan por correo.

Aspectos Destacados

• Reducción en las ofertas de tarjetas de crédito previamente aprobadas.
• Una reducción drástica en el correo basura.
• Un reporte de crédito anual gratis de las tres principales agencias de crédito.
• Ponga alertas de fraude en sus reportes de crédito para que sólo usted pueda usarlos.
• Una garantía de servicio por $1 millón.
• Después del período de prueba inicial de 60 días, los miembros recibirán el 10% de descuento de por vida de la tarifa normal de $10 mensuales o la tarifa anual de $110.